I am really liking Credit Sesame so far because it gives me a really nice overview at how I am doing financially when it comes to debt.
I have been considering taking their recommendation to sign up for a card to increase my debt to available credit ratio but since I just paid off a major balance I think it will put me below the 10% usage that they recommend. If that is the case, I technically wouldn't need the card and I am interested to see if they will recommend something different.
I did run into a small issue trying to see if I was "pre-qualified" for any personal loans. I am not really looking to get one I was just curious how it worked. I filled out all the info and clicked submit and it gave me an error and now when I go to that page I get a blank page.
I use both Swagbucks and MyPoints. I like both of them and they are fairly easy to use. Swagbucks has more offers and each swagbuck is equal to a penny when you cash out. MyPoints payout is different as it is 3970 points for a $25 Paypal deposit so it is a bit deceptive when you are earning points until you calculate that each point with MyPoints is $.006.
I saw that you asked if anyone has used My Points. I have been a member for 20 years. For the first ten years I was more active. I earned gift cards for family members and also used gift cards to get fertilizer for my garden. I haven't used My Points as much in the last ten years. They have videos to watch and surveys to take and it really fun to watch your points grow. You can even donate points to different charities. I really have enjoyed using My Points over the years.
The best survey site I've found is Prolific Academic. They prequalify you so you don't get kicked out of a survey 20 minutes into it. It's probably the best deal in terms of hours spent per dollar since you get paid for just about every survey you take.
I used to use My Points. Currently I complete surveys with Survey Junkie, Branded Surveys, Prize Rebel, Opinion Outpost, and Swagbucks. Some of these sites occasionally offer opportunities to join focus groups which pay more.
When you block a person, they can no longer invite you to a private message or post to your profile wall. Replies and comments they make will be collapsed/hidden by default. Finally, you'll never receive email notifications about content they create or likes they designate for your content.
Note: if you proceed, you will no longer be following .