I am a Boost mobile customer and I recieved a email one day from them about building up my credit by financing a new phone with them.  To make a long story short,  I did upgrade and I financed a Samsung S9.  I have made 8 payments of $33.00 so far. 10 left to go.  

Is this true?  Will my payments get reported to the credit bureau??  I would love to hear any responses.

 

 

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My understanding with cell phone companies is that they only do soft credit pulls that don't really show up on your credit history since it isn't a hard pull. So making payments on time is really just to establish a good payment history with that cell phone company. It won't really hit your credit report unless you go delinquent on your account and then it goes to collections. 

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