Hi everyone!

Happy Friday the 13th. :-) 

Fun fact: did you know there are only two (2) Friday the 13s this year? This month and November. 

I know there are some anxious feelings about coronavirus. A number of businesses, organizations and schools have cancelled engagements and/or gone fully remote. In fact, I’m writing to you from home as we’ve gone fully remote at The Penny Hoarder HQ. 

Money is always a concern during times like this and being a financially-minded group, I thought I’d share an article from The Penny Hoarder about financial preparedness in light of the coronavirus. I hope it’s helpful: 5 Ways to Prepare for Coronavirus Isolation Without Wrecking Your Finances

On Monday, the Dow Jones Industrial Average saw its worst drop since 2008 in response to news of COVID-19 and the oil price war. If you have a 401(k) or IRA, and you checked out its current value on Monday evening, you may have felt your own steep drop in the pit of your stomach. Here’s what you need to know about what to do with your 401(k) when the stock market drops.

How is everyone doing? Let’s help each other out: what else should we be doing to financially prepare and protect ourselves?

There were a number of great threads this week. Here are a few that caught my attention:

I love this question @Elice Max asked. Her son’s 11th birthday is coming up and she’s thinking about inviting 15-20 people, including neighbors. She usually orders Happy Meals from McDonald's but this year, she decided to cook at home to save some money. Head on over to the thread and share any interesting suggestions

This Penny Hoarder has multiple payday loans due to a rough financial patch. Her payday loans are eating up paychecks and putting her deeper in debt. She asked, “How do I pay them off quickly when there is not enough money for anything extra?”

I also wanted to resurface this thread from around this time last year: do you ask for a receipt when you donate? I thought there were some smart comments in here, so I thought I’d share in case everyone did anything different or has anything to add for this tax year.  

Happy weekend!



Original Post

"Fun fact: did you know there are only two (2) Friday the 13s this year? This month and November."

Most years have two Friday the 13ths. Years having one are the second most common and any non-leap year when February starts on a Sunday will have 3 (because March will also have one, as will November).


Last edited by JeremyM

This is only a suggestion but try to write some things u can do with yr eleven year old without having to invite any people over. Take a drive somewhere that she likes or he likes. Also to teach the kid a sense of gratitude, have them write some things on what they are grateful for then you will get to know how they really feel. Why dont you try to teach them a famous saying that's found in the Bible at Acts 20:35 theres more happiness in giving than im receiving...teach the kid that giving is much more beneficial to there life as to helping them to see that they can be much more happier giving of them selves then getting gifts. And not only will you be passing on a lesson, but you will allow him or her to use it for many years to come and who knows, he or she may even pass it on to their kids when they have some.

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