If you have to deal with one of top three agencies, stay away from Experian. They are the most antiquated miserable company I've ever felt with. You can't call them, they have a phone number and recording, can't text them,can't email them, they prefer snail mail. The time period for response is totally a lie. The other two aren't that much better. I wish these great hackers would get together and totally destroy all of them. And when the government says they are not spying on us, don't believe a word of it. They've been doing it since it was formed. It's just legal know !!
I could not open up the terms of service .