I assumed my insurance rates were the best or lowest I qualified for with GEICO.
Later I read that many factors including credit score and others influence this. I knew my credit score was a lot better but I ASSUMED that GEICO was aware and on top of it.
I called them out of curiosity and they had NOT updated my information in years. They submitted it for review and my auto insurance went DOWN over $300 a year.
Never assume they have your most recent information, request they check it and add any driving courses or security features to lower your rates.