Hello! I'm a social worker earning around $50k in the metro NYC area. I live in the historic and majestic Hudson Valley. I'm married with two kids. I have very little in the checking account, less in savings, and under $100k in retirement.
It's a grim financial situation over here. I eat out too much and shop more then I should. We live from one stretched paycheck to the next.
Looking for help to make our money last, and someday retire.