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Hello and welcome to the new Penny Hoarder Community! My name is Briana, a Social Media & Community Strategist at The Penny Hoarder. I'm in the process of paying off credit card debt and establishing a healthy relationship with my finances. I'm also saving for a long-awaited trip to Greece next year! 

I enjoy reading up on building communities, LOTR marathons, ocean conservation efforts (such as volunteering), and playing with my puppy Thor. 

Original Post

Hey there! My name is Melissa. I'm a Community Relations Specialist at The Penny Hoarder. My primary financial goal is to pay off my credit cards!! Credit cards can be amazing but they make it so stinking easy to over spend. A follow up goal of mine, is to track my spending on paper each month and stick to a limit. This way I'll remember each credit card swipe and hopefully I won't rack up credit card debt like this again! 

Hello all,

So glad to be here.  I am presently a full time employee as well as an entrepreneur working with network marketing.  My goal is to gain financial freedom from bills and be able to get finances in order so I can afford to do things I'd like to do from remodeling my home to traveling.  So I am here to learn better financial habits and ideas that will help me accomplish my goals.  I am also here to help others as well with issues I have knowledge about.

Nathan Taylor posted:

Hey Nicole how do you plan on becoming financially free?  Do you have a coach or a community that is not online to keep you accountable?  Do you have the tools needed to make your dreams and goals come true?  

Hi Nathan,

Do you have any suggestions of apps or tools?  So far, I keep accountable to my family & bank account. 

My situation is a little different.....I used to work in the financial industry actually.  I'm a SAHM because I have a son with medical needs.  Like most parents, I will spend any money it takes for my son to be healthy & happy.  So our lives detour but we were still able to get lots of trips in last year as well as the unexpected 3 weeks hospital stay without incurring any debt or dipping into retirement savings.  

Hi Fellow Hoarders of Pennies! My name is Ray Taylor Tetreault. I'm a retired savvy senior shopper (and saver) in the Cleveland Ohio area. I've been a "conversation starter" on Facebook's Penny Hoarder Community for a while and really enjoy communicating with like-minded individuals. My wife and I have recently become (almost) debt-free with the exception of paying our car in a few months and a five year plan to rid our mortgage. I have a huge database of tips, tricks, treats, tweaks and tools to present to you. Take what you need and leave the rest... there are no one-size-fits-all plans. Looking for resources? Hit me up! The only dumb questions are the ones that are not asked. With THAT said... let's chat!!!

 

I'm new here. We just scaled our house down. Moved from a house
that was 2100 square feet up and down in the basement and a hough
lot to a little over 1,000 square feet. The house is only 703 square feet
We will own this in 10 years instead of 30 years. Next year we will be down
to 2 kids hubby and myself and 2 my be 3 dogs. 

I'm looking to pay my credit cards off and my home. 
I'm disabled and so my husband. I'm his care taker and i do get paid
for this. But looking for some side hustles to help pay bills and debt 
off faster.

I'm looking forward to learning from this site. 

Hello, 

I have been an avid follower of the Penny Hoarder Facebook group for many years and have tried quite a few of the suggestions posted. From no spend months, cell phone plans that are less expensive than name brand national carriers, to robo investing options. I am a 40 something mom who will have a college freshman next fall and am looking forward to suggestions/posts. I work full time (Accountant) so am good with money,  but really enjoy all of the ways people have found to save! 

Hello, everyone.  I'm Jana.   I'm a brand new blogger.  I have a money-saving blog with discussions and resources on how to save money by getting freebies and winning prizes online.   I've saved so much money doing this, and love to share how with others.  My financial goals are aimed at being able to reduce my work hours (at my 'outside' full-time job) in 2019 and to be able to quit that full-time job in the future.  

Hey Everyone! My name is Janet Davis on FB. Mslovemovies on Instagram and LinkedIn & A few other sites. I had my own tv talk show in Detroit, Mi. I moved to Ohio and have recently graduated from Ohio Media School 12/17/2018. Then I became an Entrepreneur and I am the proud owner of An Online Beauty Supply Store.

weon1beautysupplybyjazz.americommerce.com

Hopefully thru sales this will help me to pay off my student loans. I've got my credit score from 540 to almost 700. I am so proud of that. I am currently trying to understand how to self publish my 1st book. And just going with the flow of opportunities that are coming my way. I am successful is my motto! I am so happy to be here! Thank u!

Nicole posted:
Nathan Taylor posted:

Hey Nicole how do you plan on becoming financially free?  Do you have a coach or a community that is not online to keep you accountable?  Do you have the tools needed to make your dreams and goals come true?  

Hi Nathan,

Do you have any suggestions of apps or tools?  So far, I keep accountable to my family & bank account. 

Understandable yes I can help you with your action plan.   

 

Great website but may I state that hope is not a strategy.  How do you plan on driving traffic to your site?  What is your goal to get rid of your debt?  What is the timeline for creating your book?  All great things you are stating in your postl.  Your site is really good you have a great niche.  Just wondering if you need help getting your website off the ground with some money.  Let me know if you want to connect and discuss an action plan to make things happen for you.

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