I turn 65 at the end of this year (no presents, please). Besides being genuinely unsure about how that happened, I am also genuinely unsure about something else: Medicare. Oh, I know the enrollment window opens three months before my birthday and closes three months after.
I also know that I have become quite popular, given the mail that I am getting. Pick me! Pick me! No, pick me! It seems every insurer out there has the perfect plan and is willing to spend a lot on printing. I am not looking for perfect, but hopefully there’s a plan that will match the good fortune I have had with medical insurance all of my 42 working years.
So here’s my plan to investigate plans:
- Spend time on the government Medicare site and make note of deadlines and changes for 2022. Get basic details.
- Pour a glass of wine. Drink wine.
- Read the insurer pitches that come in the mail. Save the ones that sound interesting.
- Talk to family and friends who’ve gone through the process in the last couple of years.
- Take a long walk to clear my head.
Now that I look at this list, it’s clear I am unclear about what to do. I hope The Penny Hoarder community will chime in with some thoughts. I could use your tips and advice, in lieu of birthday presents, of course.