I am getting closer to buying a condo, and I want to keep my FICO as high as I can so I can get the best mortgage deal for my situation.
I want to apply to Care Credit to have some dental work done, and I am sure they will do a hard credit check. How much will that one hard credit check reduce my FICO score? Will that amount significantly affect my FICO score and my mortgage deal? (FYI, I pay all my bills on time and carry no debt of any kind.)
Can anyone advise me?