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@Starchee Stanback It depends on what you are looking to do.

Are you the employer deciding which plan to provide? Or just asking in general?

There are many differences between those two types of retirement plans. In a very general and basic overview a 403(b) has higher contribution limits than a traditional IRA. However, an IRA has greater flexibility for getting the funds if needed.

There really is too many differences to note here in this forum. Here is a site I found with some basic differences for you to take a look at.

 

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