Has anyone had to deal with getting Medicare insurance? I’m coming up on retirement and have to decide on Plan B Plan G Medigap etc etc etc. It is a real racket. I thought Medicare advantage plans were good but then I read an article in investopedia that said the plans know how to get around all the regulations and end up charging you more if you get sick. So I said to myself well I guess I shouldn’t do that.
It also turns out that if you go on Medicare advantage and then stop when you get sick to go back to regular Medicare then Medigap charges you more money. I also went on the Medicare website and looked up Medigap. The Medicare website warned you that Medigap companies sell the same plan for vastly different amounts.
How in the world did our government decide to do this to us? Why can’t we just get a cheap plan? Why do we have to play Russian Roulette? I’m too old to move to Canada
This is why I’m checking around with other people to see what kind of gotchas all the companies have. Not to mention that I have a two-year penalty for making more money than the average person over the last year. It’s a two-year penalty also because I’m not married. What !! do they think I saved any money? I’ll be just as broke as the next person but I will be paying 450 a month for Medicare sheesh!
PS Plan A is hospital stuff and is free Remember to sign up for it at 65 even if you have other insurance. After you retire you need Plan B doctors Plan D drugs and Plan G Medigap because Medicare screws you over and doesn’t pay for everything while thumbing it’s nose at you. Medigap pays for the gap in funds.