I swear, the universe smells when I have money. Everytime I get the emergency fund to $1000 or income tax returns near, I have to turn around and throw money at cars, appliances, or other unforseen expenses! I keep a tight budget and set aside a little each month towards stuff I know is coming but man, it's hard to pay down debt and keep up with mechanical problems.
Any tips for hanging on to savings long enough to make it grow? I'm planning on a yard sale and need to find a new side hustle. Planning a spend-free month and giving up the idea to even camping a few days for spring break. It's frustrating!