Usually refinancing is considered a smart move if you can lower your interest rate by about 1 or 2 percentage points. I don't see any reason why that changes in times of coronavirus.
However, it may be difficult to refinance right now. People rushed to refinance en masse a few weeks back when the Fed lowered rates. Now, with so many banks and county recording offices either temporarily closed or operating remotely, many lenders are saying there's a pretty big backlog of applications.
The good news is that you don't have to be in a rush to refinance. Mortgage rates are expected to stay low for awhile, so you should be OK if you hold off until normal operations resume.
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