In 2020, I applied and was approved to refinance my home. I was able to apply $26,000 towards home improvements but was unable to do everything. Recently, I received an email from the mortgage company saying I can refinance and use my equity to complete any home improvements or pay debt.
My question is should I refinance? I'm not sure if it will be worth it since the interest rate increased. My credit score is great, but I still hesitate.