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Interested to know if anyone out there is using any savings account apps to save money.

I personally have been using GRAND for a while now. They charge $2 a month but as long as you save money, every week they have a drawing and every week I have won $1.

They pay a 1% interest rate.

It has been a great way to save money without really noticing it is not in my checking anymore.

I have also used Aspiration which pays a decent amount and am trying out the Empower app.

Anyone else know of any savings apps?

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I have been using The Ally banking/savings app for a few months and have been quite happy.  I have a checking and a savings account.  The savings account currently earns 2.2% and has gone up twice since opening the account.  I use the checking account to save for known upcoming expenses and the savings I am using for emergency fund.  Also, there are no fees. 

Hi, I just did some research for a friend who has a kid and was looking at some options.

This one is interesting, there is a waiting list. but its the biggest APY ive seen yet. IntrX app - 2.91% APY

 

TAB Bank

2.40% APY

$1 minimum

Online and Mobile banking

 

Synchrony Bank

2.20 APY

No minimum

Online and Mobile banking

 

My Savings Direct

2.40% APY

No minimum

Online and Mobile banking

Restrictions on how deposits are made

 

Ally

2.20 APY

No minimum

Online and Mobile banking

 

Vio Bank

2.39 APY

No minimum

Online and Mobile banking

 

Marcus

2.25 APY

$1 minimum

Online and Mobile banking

 

Discover

2.10% APY

$1 minimum

Online and Mobile banking

 

CIT

2.45% APY

$100 minimum

$100/Month deposit

Online and Mobile banking

 

DCU

6.17% APY

Only on the first $1000

No minimum

 

Hope this helps

OMG I JUST FOUND THIS!!

https://www.t-mobilemoney.com/en/home.html

4.00% APY under $3000 and the following requirments

  • Have tmobile wireless account
  • deposit $200/month
  • sign up for tmobile perks

Now with these stipulations you can max. your money. See the secenarios below.

T-Mobile Money states you will make 4.00 APY if you have the fall in line within the 3 listing eligibities above. If you go over the $3,000. this means that the $3,000 will make anywhere between 2.79-4% APY and anything after the $3,000 will only make 1% APY.

So you put $2700 in the account, set up $200 deposits per month (which will bring it up to $2900, for the 4% APY). then you can set up a $200 withdrawal every month. this will keep it under the $3,000 threshold guanretee you the 4%.

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