Hi. Do you ever switch things up to reshuffle your finances?
It's been a few years, but I'm back to the cash envelop method for groceries. Been testing it out in the new age of ever changing grocery prices. It's good not to delay the payment of these consumables (via credit card). Sure, I won't get the extra hotel points, but I am saving money each week.
I'm in my first month of TBM (The Budget Mom) program. Love my many highlighters. Still working towards balance.
I've been also trying out Fetch (app) for two months. Good results thus far with $20 in free gift cards. You scan receipts for points. Your information for their benefit. I limit the information I provide (only what I want) and don't auto connect it to my personal email. I like it.
What new tricks are you trying?