Happy Friday Penny Hoarders!

We finally got a taste of fall weather earlier this week here in Florida. It didn’t last long, but made me think of my favorite things about this time of year. What are some of your favorite budget friendly fall activities? Growing up in the Pacific Northwest, I love apple picking and pumpkin patches. 

And now for this week’s announcements…


As another week comes to a close, let's recap this week’s most talked about retirement threads and a couple that can use some love to celebrate National Save for Retirement Week. 

This week’s most talked about threads:
Anyone pursuing a F.I.R.E strategy?
When did you start planning for retirement?

These Penny Hoarders need your help:
REIT
Credit Card

Cheers, 
Ashlee

Ashlee is a Community Ambassador for The Penny Hoarder. Trading the mountains of the PNW for the beaches of FL, she enjoys exploring new places, cold brew and spending time with her family.

Original Post

Thank you for the add in your community. I'm from Kenduskeag ME. I'm recently retired because of illness.  My husband s income is our only income.it cost alot of money for him to add me to his health insurance, over $200. A pay period. So I'm looking for other ways to save so we can afford the insurance.

Carol Zelma Cox posted:

Thank you for the add in your community. I'm from Kenduskeag ME. I'm recently retired because of illness.  My husband s income is our only income.it cost alot of money for him to add me to his health insurance, over $200. A pay period. So I'm looking for other ways to save so we can afford the insurance.

Hi @Carol Zelma Cox, we are so happy to have you here! Be sure to check out our Retirement and Insurance topics, you can find some really great info from your fellow Penny Hoarders there.

I also suggest posting any questions you may have, this community is a great resource. Your fellow members are always willing to jump in and answer questions or share their experiences. If you have any questions, don't hesitate to reach out!

@Monica McAfee Welcome to the Penny Hoarder Community! We're glad to have you here. We look forward to hearing more from you. I'm sorry to hear that your husband is in a nursing home. It must not be easy to have a member of the family living in a care facility. From what you say, you seem to be an "empty nester". My wife and I are the same. We never had any children. But, I bet you're a wonderful, loving grandmother to your grandchildren! Again...Welcome!

 

@Marsha Scott You are definitely right when you say that it's hard to get by on what Social Security pays out. I have my wife's income to depend on as well, but my SSDI is hardly helpful in maintaining everything. We both have prescriptions and need to take several supplements on top of these. We sometimes feel like we should be investing in Pharmaceutical companies!  There are many ways to save on many of these medications. Many times your pharmacist will be able to assist you in finding local programs, or even programs that most of us don't know of.  My sister, who has MS, and her husband has diabetes and renal failure have many prescriptions. They use something called "BestRX" I believe. Sometimes there are discounts available through your utility company with a type of "value-added" program. It never ever hurts to ask if there are any programs that are offered or that you can use. I hope that these tips help. If I come across any others that we have used in the years I've been on SS, I'll definitely let you know.

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