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Hi everyone,

How is everything going?

With Valentine’s Day right around the corner, we’ve got relationships on our minds. We’re doing a special edition Dear Penny column all about love and money. If you’re facing a predicament that has to do with finances and relationships, @Robin Hartill, CFP®, aka Dear Penny wants to hear from you and help you solve your problem. Submit your tricky money questions here!

Thanks to everyone who is participating in the book club. ICYMI: The Penny Hoarder’s senior writer @Nicole D. is leading a book club right here in the community. The club’s first read is Napkin Finance by Tina Hay. Here’s the most recent recap. Nicole will host a live book club discussion via Facebook Live with author Tina Hay next week Thursday, February 11 at 2 p.m. ET, and we’d love to see you there. You can join the broadcast this Thursday on The Penny Hoarder's facebook page.

As always, some great questions were asked in the community. Let’s help each other out:

@Monica D'Auria asked, “What are the first steps to repair credit after bankruptcy?” If you have any insight for Monica, please head on over to the thread to share.

@lismox asked “What did you do with your $600 stimulus check?” Check out the thread to see some responses from fellow community members.

Toni asked “How does someone with a low credit score find a new apartment now during Covid?”

And, if you’d like some morning coffee reads, here’s what’s on The Penny Hoarder this week:

7 Things Anyone Working From Home Must Know Before Deducting a Home Office

If you’re one of the millions of workers whose home is now doubling as office space due to COVID-19, you may be wondering whether that means a sweet deduction at tax time. Hold up, though: The IRS has strict rules about taking the home office deduction — and they changed drastically under the Tax Cuts and Jobs Act, which passed in late 2017.

Pause on Student Loan Interest and Payments Extended Through Sept. 2021

The pause on payments and interest for federally held student loans was extended (again) through September 2021. Here’s what you need to know.

Have a great week!

Maryann

Last edited by Maryann
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Love and money sounds like a great topic! I'm interested to read all that- I'm getting married this weekend (finally!) and working through combining income and expenses and it's tough, even for two people who are savers and budgeters.

Congrats, lady! We're so happy for you. =)

Yes, an important topic indeed! I'll be sure to publish the columns in upcoming announcements.

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