I have two boys, 11 and 14. I give them a small (probably too small) allowance, and they will earn extra money sometimes doing stuff for my parents after school. Usually I make them do it for free to help out, because we all have to look after each other. Regardless, they have a bit of pocket money. I speak pretty openly (not totally transparently) about what I take home, and what things cost, how bills are paid, and how I save. It's a fine line though, becuase I have a worrier, and he gets concerned that if I say we can't do/get something, he thinks we are broke and will starve or something. I've started saying that I choose not to spend money on that, instead of saying that we can't afford that. I'm responsible with my money and we have more than enough to pay the bills and have a little left for fun things. They have a bank account each that they can't touch yet, and I have forever been depositing $10 to each from each paycheck. They save up for small things they want, I help them out with some things if I can.
So there's the background. Any suggestions for things I am missing? Obviously my oldest will be getting a job next summer, but for now, I can't manage any kind of transportation during the day because I am working. I want them to contribute to their savings accounts, but they get such a small amount of money for allowance, that I dont ask them to do that, I just ask them to save for things they want. (Just this week, one kid bought a magic kit, and the other bought reeds for his saxophone.)
OK, I'll quit rambling. Ideas??