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Morning everyone, My first day here on in this community. Looking forward to learning from y'all and some of my tips along the way as well. Regards, -SidRead More...

Shop your grocery store's clearance section! You can still use your coupons on top of the clearance prices!Read More...

What an awesome way to give back! @NicoleRead More...

I agree Jon & I feel if you are generous, it will come back to you 10 fold. I donate my time to volunteer at my kids school & a children's charity that has helped my son in the past. My kids also pick up pop bottles & recycle them for money to donate to the charity (with help from me of course) It costs us time but helps so many others & gives back to a charity that was there for my family when we needed them most.Read More...

The Every Dollar app is also a great budget app! Very easy to figure out, and you can add customized budget categories and it tells you when you’ve gone over your budget.Read More...

I learned everything I know about investing from the Indianapolis-Marion County Public Library. Check your library for books on investing, especially "A Random Walk Down Wall Street" by Burton Malkiel and "Millionaire Teacher" by Andrew Hallam. If you're not a reader, both basically say it's almost impossible to beat the market and you should aim to match the market by buying a diverse index fund. I've managed to invest on $8.50 an hour through Stash, and I keep an emergency fund tied up in...Read More...

If you're a veteran or family member of a veteran, there's Veterans Advantage, which has evacuation insurance for a small fee. Not sure about health insurance, but I know the evacuation insurance covers medical reasons and could save you a bundle if, God forbid, you need it.Read More...

Thank you, Theodora. I will keep that in mind.Read More...

If you like Planet Money, you may like its shorter daily show, The Indicator. It's a quick take on the money news of the day. For practical advice in about 20 minutes, try Lillian Karabaic's Oh My Dollar. One of our Penny Hoarders has a personal finance podcast too: Frugal Friends!Read More...

Planet Money is a great financial podcast. I'm also hooked on The Dream right now (about MLMs).Read More...

@Briana so I didn't repost my comment and it did get approved later so it did get sent to moderation. But on my end, all that happened is the page reloaded with no message that it was going to moderation. That is why the last time I resent it so many times.Read More...

Thanks for bringing this to our attention! We'll see if it's a glitch on our end =)Read More...

My pleasure Walt! Glad it's been helpful!Read More...

Excellent spreadsheet for budgeting and planning thank you for sharingRead More...

Hey Ron, Thanks for the reply. I guess I was thinking more along the lines of: if someone found a resource (not necessarily their own, so it wouldn't be self-promotion) that was really helpful for them, then they can share that with the community? But I get that maybe this blurs the lines a little with the guidelines.Read More...

There is a page here for resources that The Penny Hoarder provides: https://community.thepennyhoarder.com/pages/resources Are you referring more to a Topic Thread where community members can share their own personal resources? There is a section here in The Guidelines that says that there should be no soliciting unless requested by the admins. I like the idea but I can see how it might get out of hand and be harder to moderate what some people would post. I think it would be a good idea as...Read More...

You can say that again! We tend to develop bad financial habits from an early age and they become hard to break and leave us wondering where we went wrong. I would have to say that a lot of times, life gets in the way when you are trying to stop the living paycheck to paycheck cycle. Just when you think you are getting some traction, life hits you with another surprise. I find often that bad habits such as a lack of budgeting and keeping track of finances and living above your means are...Read More...

Heading over to read it now @The Saving ScientistRead More...

@The Saving Scientist Wow...this is awesome! Thanks so much!Read More...

Hmm... That's a great question. Currently I know about a lot of personal online checking accounts but I haven't really looked into business accounts. It is definitely something I should be doing though as I do plan on launching a side hustle soon. I will keep my eye out and let you know what I find.Read More...

Clark Howard's advice is it's worth trying. I trust his advice. Think I'll try it. Cable just keeps going up.Read More...

I tried this one out as well. Not a bad option for $16/month! The selection on Hulu TV live is larger, but you get what you pay for. Has anyone tried Pluto TV? Looks like it's completely free and makes their money off of advertising. Might try it out...Read More...

@Stimpy sorry, I should clarify, M1 is just the company that I have a Roth IRA with. I will message you with more info.Read More...

Hi! I'm familiar with a Roth IRA, but what is an m1 Roth IRA? Also, where can I open this account?Read More...

Wanted to share an update because we found a solution that worked for us -- we can get (and record!) NBC Nightly News and soccer on NBCSC. We got a Roku (one-time fee of $29) and a YouTubeTV subscription ($39/month). Moved our cable/Internet package to just Internet, for a total savings of $70/month. Thanks for all the ideas here in this thread!Read More...

Does Hulu provide the Fox Sports channels (FS1 and FS2 I believe)? It's for fox what NBC Sports is to NBC, and CBS Sports is to CBS. If I'm not mistaken there's a BRITBox streaming service available in the US now. I assume that even if you are subscribed to Hulu you can still pay the minimal subscription fee for BRITBox if it's available as a separate add on service for ROKU, not necessarily for Hulu itself. I don't know if the FOX sports services are free or not, but CBS in monetizing the...Read More...

@Theodora I have run across them. Can't say I have looked into them much although I do plan to in the near future. Currently I am investing in Rich Uncles which is a real estate trust that focuses on purchasing commercial buildings and student housing. It is a great place to get started and the returns are decent with Rich Uncles. Fundrise is definitely on my watch list though!Read More...

Thank you @Moore Income ! Real estate is definitely an area of interest for me as well. Have you looked at Fundrise at all? A really interesting model.Read More...

I used to jockey car for a big hotel during my summers. I also did temp agency work many summers. Retired now, but I spent lots of summers getting grad credits for pay or degree goals.Read More...

I teach English online to students in China! There are 6-month contracts and you can work as little or as much as you want. So if you get hired, you could work more over the summer and less or not at all during the school year! (I don't think I can give out links and I don't want to spam, so DM me if you want more info!) KirstenRead More...

@mintjulep message me and I can share more details about each one and what the pros and cons are.Read More...

@Former Member Good question. I personally am just testing most of them to see howh they work and such and I usually just start with a set amount. I have moved money between a couple due to a better interest rate but I haven't really added much to the accounts besides the initial deposits. I am starting to add more to My Haven account since they have a 2% interest rate (up to 4% if you refer people) they also allow me to connect all my other accounts to manage my money in one place. So...Read More...

I have used Ebates a lot in the past and have gotten quite a few nice little checks from them for cashback on travel purchases and online shopping. Lately however I have been using Be Frugal as they generally tend to always offer a little more cashback at most stores than Ebates. I do have to say that I have not cashed out with them yet. They do offer a $10 bonus (message me for info) for signing up and they offer quite a few ways to cash out including gift cards that you can cash out when...Read More...

ThanksRead More...

I'm implementing a No Spend April (February has some pet and car expenses and I'm doing a strict Keto month; March is spring break and birthdays). I'm Iooking forward to thinking outside the box on social gatherings (like hosting a potluck night) and weekend outings (picnic at local park, finish a few craft projects we already have the supplies for).Read More...

I would love to join.Read More...

@Theodora thanks for sharing, I will have to check it out.Read More...

@Nikita I will send more info about those two.Read More...