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Some good information in the second half of the article. Good luck with it all! https://finance.yahoo.com/news...-hack-185336088.htmlRead More...

There are so many ways to invest in real estate these days. It is one of my favorite investment options. REITs are great and easy to invest in. They are traded on the stock market and can be bought and sold easily. Many of them also pay monthly dividends like ORC or O. You might think of trying AirBnb. Any extra space you can rent out to people and earn extra cash. I live in Dallas near the Cowboys stadium and whenever there are games I just rent out a room and make off like a bandit. You...Read More...

@DipperDave Great tips, thanks for sharing! I am personally going the route of REIT's for now until I can have a better financial position to be able to invest in my own properties. I have been using Rich Uncles REIT for a while now but have constantly heard a lot about Fundrise and I intent do try them out in the future.Read More...

It looks like marijuana is here to stay and more and more states appear to be legalizing it. I don't really see a problem investing in a company that services the cannabis industry. If you do choose to invest in these companies I would recommend diversifying, because it is a young industry with a lot of volatility, but that also means there is a lot of opportunity for profit. TRLY - Tilray CGC - Canopy Growth Corp CRON - Cronos Group These are some big players in the industry to watch out for.Read More...

I recommend using ETFDB for this type of research and then sort by AUM and avg volume. You'll want a very liquid ETF (high volume). I believe $MJ is the 'highest' in terms of AUM and avg volume. Be aware of expense ratios on sector specific ETFs. https://etfdb.com/themes/marijuana-etfs/ Once you've found a few, check out Morningstar for more research data and info. https://www.morningstar.com/Read More...

There are so many great sites and apps these days to help you invest and earn a profit. Most investors are not professionals and do not want to spend the time and effort researching what is the asset to invest their money into. Robo advisors can be really good for passive investing. Acorns, Chime, Qoins, Qapital. These platforms invest your money for you in a defined portfolio. If people are retirement investing I encourage ETFs. These do charge fees, but can be traded like stocks and are...Read More...

The internet has definitely aided in making investing much simpler for the average person in our day and age! I like using robo-advisers because this takes the "active trading" temptation out of it because it allows the computer to make the best investment decisions. While this may not be the most profitable way to invest, it is definitely easy and it generally returns better than most bank accounts!Read More...

You might check out https://www.writershub.org I am more focused on writing about financial topics, but they offer all kinds of jobs.Read More...

Thank you- in addition to myself, I have a close friend very interested in this!Read More...

Try: Cheaptickets, Skyscanner, Cheapflights and Jetsetter websites....Read More...

Dear Samba normally cheap flights are isn't comfortable, but it would be done when you look online deals and discount codes for travel.Read More...

Aspiration no longer has interest on saving account unless you make large monthly deposits or have $15,000 sitting there..... I have been unable to initiate transfers from Aspiration as their platform doesn't support ALL banks. I have to transfer in & out from my Huntington Bank account and it takes about a week....not sure that I will be keeping the Aspiration account that I just opened in March 2019...Read More...

Absolutely, you can still use your BOA. I just recently opened an Aspiration account it's been 6 months I think. So far I like the Aspiration. I have gotten a few cash back already and then I set up the transfer between my BOA and Aspiration account. You can also use Zelle if you want to.Read More...

I currently make just at or sometimes just under my monthly costs (a side hustle is a topic for another discussion). Does zero-based budgeting work even if you sometimes have more jobs than dollars to give them to?!Read More...

I record the $100 as CARRY OVER FUND. It moves from month to month unless there is a subtraction error. This way, it is recorded as out of my checking account, even though it is still there.Read More...

I totally understand. I am enrolled and every year my payments increase, but my balance just remains the same..I keep wondering is anything going towards my balance??Read More...

I am in it as well. This is the ONLY way that I will get out from under all this. I work in Human Services, and while I LOVE my career (I've been doing it for 25 years), it's not a high paying field. Even with a Master's.Read More...

@AverageJoe , Let's not call it 'old' I remember that song!Read More...

KELLYFROMKEENE...as the song of old says, "I second that emotion!"Read More...

I want to rent to own a mobile home and/or a R.V. but my credit score is at zero. It's been wiped clean. I have no credit! I'm starting all over at the age of 60. My divorce left me totally financial destroyed. I have 3 great children. They are now young adults. I was determined to raise my children in the lifestyle we all deserved. Unfortunately my very wealthy ex-husband went for my throat. He wanted revenge and my financial ruin. He also wanted to convince the court that I was to blame.Read More...

@Mary G That is a very creative way to help folks out!Read More...

Mountain Fan, I was raised in a large family...I had two brothers still living, a third died six hours after birth and was the twin to the sister we lost to breast cancer in June. I also had three sisters. I was the oldest since, though I do have a brother and sister I've never met from my adoptive father (my mother's second husbands children from his first marriage) and then two brothers and a sister from my biological father's fourth marriage. I lived with my mother and adoptive father,...Read More...

@Gabby It's great that your parents are still willing to learn. It's always a good time to start down the path to a better financial future!Read More...

No savings for both of you or just you? Either way, first thing is to do a budget and see if theres any money to save. Then I assume youre looking for work since you said you want to be able to help provide for your mom? If you are able to live off your spouse's income, then all or most of your income can go to savings so you can build your nest egg quickly, which if youre 50 with no savings needs to happen today.Read More...

What type of income opportunities are you open to? Are you looking for work from home, side gigs or to start your own business?Read More...

I don't know of any resources outside of the VA, in your area. I know that in NH, Easter Seals has a pretty robust (in my experience) program supporting veterans with some needs. Could you call your local 211 and ask for agencies that offer supports to vets? Then call those agencies and ask your specific questions.Read More...

This thread is asking people for experiences after bankruptcy. While lawyers are helpful, they're not free and advice from them comes at a cost that not all can afford--especially after bankruptcy. I appreciate hearing from actual people who've experienced bankruptcy to get a realistic view of what happens next and what worked for them.Read More...

First I took legal advice at Cohen & Mizrahi, here's their site https://cmcreditlawyers.com/ . And then we started working on the solution. It's better to ask lawyers for help, not people on forums.Read More...

Any material in particular that you are interested in?Read More...

Liquidation.com is my main place to source. I buy Amazon clothing returns.Read More...

I have not personally purchased any pallets or returned goods but the other day I had a lady stop by my yard sale who said she purchased a pallet of clothes to try and sell at her boutique. She said it was not worth it as she got tons of clothes with rips or stains and the time it took to sort through it all made it not worth the money.Read More...

I use Mercari, but I don't make nearly as many sales there. Update: Since I first posted, I have kept active on Poshmark. I have also joined their affiliate program, which anyone that has social media and has attained ambassador status can do. It's usually $10 (or more if you have a huge following) in cash or credit for a post on Instagram, Facebook, or Twitter and $20 for YouTube. I'm usually able to make a post every few days. I made an Instagram page just for Poshmark so my actual friends...Read More...

I've heard others make the same comments on both bonanza and on Mercari. My friends used to sell on Mercari but were banned, and they adhered to all regulations. I think it was because they seemed to be selling more than the others on the platform. On Bonanza, they never seemed to get any "traction" selling either. They ended up using another obscure site and sold them. I'll see if I can find out what site it was.Read More...

Most savings and even CD's are going to give you very little (especially with the recent drop in interest rates). By the time you factor in the rate of inflation, you may find you actually come out on the losing end. Having you considered putting it into a REIT or another low risk investment?Read More...

It really depends on the Real Estate Investment Trust and their investment strategies. I personally invest with Rich Uncles REIT and they get about 6%-7% annualized returns but I know of someone else who invests in another and only sees 4%-5% returns. I still am looking at investing in Fundrise and they advertise 8.7%-12.4% returns on their website. It really just depends on the company...Read More...

This is my first time hearing about them but I would say they seem to be a solid business. As you said there are not many reviews so in this case I would definitely recommend taking the time to call them and ask specific questions. With the right location, you can make a lot of money off of ATM withdrawal fees.Read More...

Paying off some of your student loans should lower your overall debt-to-income ratio and should affect your credit score in a positive way. Although, I am not sure how much it would be noticeable if you were only paying a small amount off. When you pay off your student loan completely, it actually may lower your score a bit as student loans are part of your "credit mix" and when you pay off one type of credit account, if you don't have other similar accounts, your credit score may drop...Read More...

Thanks Drew. I think I will try and use them for a few months. Appreciate the feed back.Read More...

Hi All, I have used Trim in the past for bills and it worked great. Are you sure about the $10 fee? I'm pretty sure if you use the Facebook connect and simply want to lower certain types of bills they just take a cut of your bill savings over the next n years. I have it hooked up to my account and am definitely not being charged $10 a month. So looks like depending on the bill it may be a monthly fee or it may just be a percentage of the savings. I would bet that some negotiations (internet...Read More...

I personally like investing in a more hands off approach. I use a lot of apps and platforms that make it easier to do so. Most of my investments are done through robo-advisers and REIT's but I do have a few apps where I purchase stocks. When it comes to stocks, I only buy stocks that pay dividends.Read More...

From my experience, when it comes to estate sales, they tend to have a pretty loyal customer base and are generally owned by a person on family and everybody knows everybody for the most part. I would suggest looking up estate sales in your area and start visiting them on a regular basis. Once you get to know the owners and employees, ask them if they are ever looking for help and then let them know you are open for part time work.Read More...

First of all I would look up companies that host estate sales. From my experience most of them are small business owners who employ folks to sort through estates, Mark items and help set up the estate sale. I’d certainly contact the local companies and inquire about hiring on. I live in the San Francisco Bay Area and subscribe to many local estate sale companies so I can find out about upcoming estate sales. I have a friend who hosts estate sales and makes a solid living doing so. It’s a lot...Read More...