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My ex had to refinance in order to remove my name from the mortgage. He was court ordered to do so, but it still took him several years.Read More...

Hi Robin, I'm really sorry to hear about your situation. Did your divorce decree state that your name should no longer be on the mortgage? If it was, then you should be able to get a copy of that from the public records office and have them remove your name without paying anything. Otherwise, you may have to find a way to come up with the money to do so. Honestly, your best bet is to maybe see if there are any lawyers that offer free consultation or would work for relatively cheap to help...Read More...

According to Experian: "A soft inquiry occurs in cases where you check your own credit or when a lender or credit card company checks your credit to preapprove you for an offer. Soft inquiries do not impact your credit scores." Hope that helps!Read More...

There are several ways that you can add money to your PayPal Prepaid MasterCard: Direct Deposit: Direct deposit is the easy and free way to add all or part of your pay check or government payment to a PayPal Prepaid Card. You must enroll in direct deposit in order for your card account to receive these electronic deposits. LEARN MORE NetSpend Reload Network: Our reload network is nationwide. There are more than 100,000 convenient locations where you can add money to your card account. It's...Read More...

CLANG, I just got the PayPal Debit Card and would like to know how you load it at stores. Can you tell me about it? Which stores? Thank you.Read More...

I actually have the paypal debit card, bluebird, and chime. chime gets our regular deposits, paypal gets my side gig money, and bluebird use to be my main one but not everyone excepts amex so it's just a back up now. also, there is credit karma, acorns, and stash (I also have acorns & stash, but not as debit card accounts, though that is available. i dont want regular access to these 2 so they can help me save through the year.)Read More...

Thanks everyone for your suggestions! I have a few to look into now.Read More...

Looks like things are pretty exciting for you guys! Good to see that you are reaching out further with the helpful content TPH offers. Things were pretty busy for me last month but looking forward to what the next month has in store.Read More...

Thanks DBOOTHE! Good job on not spending. I wish you continued success too.Read More...

Best of luck AnnMarie L! Thanks for swapping saving ideas and accomplishments and making the challenge fun. I bought a few things this morning that that I had held off on last month, but really when I reconsidered everything in my cart, they were needs that I could just wait on during the challenge, so great lesson. Continued success going forward.Read More...

Congratulations to everyone who attempted and/or completed the Jan. No Spend Challenge! It was a real eye-opener for me and now I’m looking at my finances in a new way. Hopefully by this time next year I’ll be debt free!!Read More...

ANNMARIE L. So happy for your success. Groceries are too much. One way to save on groceries is to make double and freeze half. It isn't quite as expensive as making the meal twice and there's that extra meal in the freezer when you're extra busy and can just pop it in the oven. Best wishes for continued success. I had pretty good success with not eating out and using up what I had in the refrigerator and pantry. Some unexpected expenses used up the money I saved, but they would have happened...Read More...

Discover offers free FICO scores (don't have to have a card) and Credit Karma offers free Vantage scores, as well as a credit report.Read More...

I am also not getting my credit scores. I mean the numbers. And my FICO score. Any suggestions. I dont want to pay for it and I would like to see the numbers now.Read More...

I believe that the account was bought? by another collection agency. I sure hope that Lexington Law hasn't tried to prolong my payments, as they are getting 129.95 a month.Read More...

I am trying to increase my credit score and also to show that I have made my payments on time as I am seeking out a new place to live.Read More...

REDCATCEC, Ugh, I have been reusing the plastic grocery bags to clean my cat's litter box so the trash doesn't get smelly. You can't flush that stuff. It seems silly to recycle the grocery bags and buy small plastic bags to place the used cat litter into the trash. I do recycle when I get an abundance of them at the grocery store, but what to do about the cat litter so as not to stink up the house, but also not have those grocery bags in the landfills and where ever else they go. What to do?Read More...

You are right, the recycle places do not accept the plastic grocery store bags, please take them in to the stores or places that do. The recycled bags are melted down to make composite lumber (with saw dust). They also are made into other plastic items, like door & window frames, decks, and play ground equipment. The plastic bags are not biodegradable and stay in the environment a long time, eventually releasing chemicals into the water and soil. They also find their way to the bodies of...Read More...

People throw them away (not everyone recycles) and they end up in the fields and oceans. I use them to line our smaller trash cans and sometimes to carry stuff in. Just like Kelly said, reusable bags are forgotten at home or in the car (exactly what I do). I recycle plastic bags, but end up taking 3 bags full to the store to recycle. So they do just pile up and clutter my house until then. I’m not sure what can be done. I do know our local recycling places and pick ups won’t take them, so...Read More...

Some of the stores here in Maryland are paying you 5-10 cents/bag you bring in to reuse, no matter what kind of bag. It is an incentive.I am guilty of leaving the reusable plastic bags in the car, only to turn around and retrieve them. We are finally getting compostable bags for produce at select stores, which are not as sturdy so they are not as popular as the plastic ones. At work we have a Green Team (renew, reuse, recycle) team for the hospital, I suggested we go to compostable bags in...Read More...

I don't have any subscriptions....so I must be saving a lot of money.Read More...

Wil check that out. Thanks, BeckAtsillaRead More...

Check out Fresh Tracks Canada. They're a train travel agency in Canada that made my wildest dreams come true when I went to Montreal and Quebec. They have a cross-country trip option, but that's out of my price range.Read More...

I would love to travel to Costa Rica to go in the rain forests and see all the beautiful parrots, which I love! Also, the beaches there are beautiful!Read More...

Back to Paris...haven't been in 20 years. And, then I would love to go to Portugal, Spain, Italy. Heck, I'd settle for a nice train ride across Canada.Read More...