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Thanks for sharing such a comprehensive list! I did check on the DCU website and it does actually say there is a $5 minimum. Not that it makes a huge difference but just sharing what I saw. I have also used Aspiration which pays a 1% APY with no minimum or fees. I am also trying out the Haven Money savings account which pays 2% APY and up to 4% if you refer enough people.Read More...

OMG I JUST FOUND THIS!! https://www.t-mobilemoney.com/en/home.html 4.00% APY under $3000 and the following requirments Have tmobile wireless account deposit $200/month sign up for tmobile perks Now with these stipulations you can max. your money. See the secenarios below. T-Mobile Money states you will make 4.00 APY if you have the fall in line within the 3 listing eligibities above. If you go over the $3,000. this means that the $3,000 will make anywhere between 2.79-4% APY and anything...Read More...

Thanks for the great info! These on line banks definitely beat traditional store front banks as far as interest. Appreciate the feedback!Read More...

Hi, I just did some research for a friend who has a kid and was looking at some options. This one is interesting, there is a waiting list. but its the biggest APY ive seen yet. IntrX app - 2.91% APY TAB Bank 2.40% APY $1 minimum Online and Mobile banking Synchrony Bank 2.20 APY No minimum Online and Mobile banking My Savings Direct 2.40% APY No minimum Online and Mobile banking Restrictions on how deposits are made Ally 2.20 APY No minimum Online and Mobile banking Vio Bank 2.39 APY No...Read More...

OMG I JUST FOUND THIS!! https://www.t-mobilemoney.com/en/home.html 4.00% APY under $3000 and the following requirments Have tmobile wireless account deposit $200/month sign up for tmobile perks Now with these stipulations you can max. your money. See the secenarios below. T-Mobile Money states you will make 4.00 APY if you have the fall in line within the 3 listing eligibities above. If you go over the $3,000. this means that the $3,000 will make anywhere between 2.79-4% APY and anything...Read More...

Hi, I just did some research for a friend who has a kid and was looking at some options. This one is interesting, there is a waiting list. but its the biggest APY ive seen yet. IntrX app - 2.91% APY TAB Bank 2.40% APY $1 minimum Online and Mobile banking Synchrony Bank 2.20 APY No minimum Online and Mobile banking My Savings Direct 2.40% APY No minimum Online and Mobile banking Restrictions on how deposits are made Ally 2.20 APY No minimum Online and Mobile banking Vio Bank 2.39 APY No...Read More...

I have been using The Ally banking/savings app for a few months and have been quite happy. I have a checking and a savings account. The savings account currently earns 2.2% and has gone up twice since opening the account. I use the checking account to save for known upcoming expenses and the savings I am using for emergency fund. Also, there are no fees.Read More...

I have only watched from afar, but it's funny you mention the impact on your tax return as I was just doing my tax organizer online for my accountant last week. I was surprised by the question that asked if any of my investments last year were in crypto, and it was like a lightbulb moment. I hadn't even thought about having to report those investments on your taxes! For now, I'm glad I can skip that section.Read More...

Morning everyone, My first day here on in this community. Looking forward to learning from y'all and some of my tips along the way as well. Regards, -SidRead More...

Shop your grocery store's clearance section! You can still use your coupons on top of the clearance prices!Read More...

I learned how to cook Asian food at home--pretty easy to do since I work in an Asian restaurant--and no, I'm not a cook. You can whip up a pretty good meal with rice, vegetables, soy sauce, fish sauce, and eggs. Fish sauce might be hard to find, but I know Amazon has it. And I live in Indianapolis but can find it in the corner grocery store. Fish sauce is key to giving your fried rice that "takeout" taste.Read More...

Feel free to drop any kinds of ways you've been able to save money in this thread as well! I have one -- I go to a grocery store near me (Lucky's Market) on Wednesdays specifically because all of their produce and rotisserie chicken is significantly marked down! Then I have all of my food to prep for the week. It's reduced my grocery bill by almost half.Read More...

If you like Planet Money, you may like its shorter daily show, The Indicator. It's a quick take on the money news of the day. For practical advice in about 20 minutes, try Lillian Karabaic's Oh My Dollar. One of our Penny Hoarders has a personal finance podcast too: Frugal Friends!Read More...

Planet Money is a great financial podcast. I'm also hooked on The Dream right now (about MLMs).Read More...

@MOORE, for financial podcasts I like ChooseFI and The Dave Ramsey Show. For making more money, The Aworkening is a good one. And for motivation, Pick the Brain!Read More...

Alec Baldwin...Here's the ThingRead More...

Hmm... That's a great question. Currently I know about a lot of personal online checking accounts but I haven't really looked into business accounts. It is definitely something I should be doing though as I do plan on launching a side hustle soon. I will keep my eye out and let you know what I find.Read More...

@Theodora I have run across them. Can't say I have looked into them much although I do plan to in the near future. Currently I am investing in Rich Uncles which is a real estate trust that focuses on purchasing commercial buildings and student housing. It is a great place to get started and the returns are decent with Rich Uncles. Fundrise is definitely on my watch list though!Read More...

Thank you @Moore Income ! Real estate is definitely an area of interest for me as well. Have you looked at Fundrise at all? A really interesting model.Read More...

@Theodora what kind of investing are you interested in? I know you can find a lot of resources on the web and YouTube videos that talk about specific kinds of investing. You gotta be careful with some of these though because some people really don't know what they are talking about. I personally like to learn as I go and watch a lot of YouTube videos on specific types of investments (ie. stocks, real estate, etc.) I use a lot of investment apps that are pretty straightforward for making...Read More...

@mintjulep message me and I can share more details about each one and what the pros and cons are.Read More...

@Former Member Good question. I personally am just testing most of them to see howh they work and such and I usually just start with a set amount. I have moved money between a couple due to a better interest rate but I haven't really added much to the accounts besides the initial deposits. I am starting to add more to My Haven account since they have a 2% interest rate (up to 4% if you refer people) they also allow me to connect all my other accounts to manage my money in one place. So...Read More...

@Moore Income how do you strategize what money goes into what account, and how do you stay organized? I recently consolidated some of my cash and closed some extraneous accounts, mostly for simplicity's sake. How do you maximize your 6 checking accounts?Read More...

I definitely think it is worth it. I don't put all my eggs in one basket anyway, even when it comes to just a checking account, so why not get as much interest as is available. I'd love your input on the various online banks as you try them @Moore Income! You've listed some others that I've not been aware of. Thank you!Read More...

I'm implementing a No Spend April (February has some pet and car expenses and I'm doing a strict Keto month; March is spring break and birthdays). I'm Iooking forward to thinking outside the box on social gatherings (like hosting a potluck night) and weekend outings (picnic at local park, finish a few craft projects we already have the supplies for).Read More...

I would love to join.Read More...

I just got here and the month is almost over but we have had a no spend January and it has been a really easy thing to do and great after a fall of spending. My birthday was this month and we went to a movie then celebrated at home . The nasty weather helps , aside from movie we have only spent on needs and enjoyed time warm inside together this month.Read More...

Do you live near an Apple store? Check their free activities for kids & adults. Kids don't need to own or have access to an iPad to participate (check your local store if adults need to have their own for adult classes.) Classes include coding, music, photography, movie making, etc)Read More...