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Money Challenge: Empty Your Pantry and Save

Will S.
The Pantry Challenge Welcome to The Penny Hoarder’s monthly Money Challenge, helping you find simple ways to improve your finances. This month, we’re going to help you save money on food and reduce waste by clearing out your fridge, freezer and cupboard. Known as the Pantry Challenge , you’ll have to use the food you have on hand to create meals for one week. The only rule: no buying. And you’ll likely have to get creative with meal ideas. Here are tips to help you taste success Meal...Read More...
Last Reply By Daniel Moyanda · First Unread Post
Hey Penny Hoarders! It's been a while since we hosted a Q&A here on the Community site, so we're super excited to announce that our own Robi n Hartill, (aka @Dear Penny and resident CFP) will be LIVE answering your questions about all things retirement starting at noon on Wednesday, April 27 through Friday, April 29. When should you start collecting social security? How much should I have saved by age 40? All questions are welcome, so please stop by and ask away. We look forward to...Read More...
Last Reply By KellyFromKeene · First Unread Post

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Hey, it's Memorial Day weekend, aka the unofficial start of summer! Wishing all of our community members a safe and fun holiday weekend from the entire Penny Hoarder team! If we could, we'd grill up a burger for you. Of course, Memorial Day is also a time to take pause and honor those who made the ultimate sacrifice during their service. Our military community members are very dear to us. That's why we started publishing special content for those currently in active duty, veterans and their...Read More...
Last Reply By Big Lew · First Unread Post

How to Save a Bit Extra on Car Transport Cost

Forum: Save Money
Daniel Moyanda
Regardless of the reason, if you need to ship your car, it can be a rather confusing experience — especially if you've never shipped a vehicle or have no clue where to start. Auto transport companies usually charge by the mile and there is no standard distance in which they will charge. The total cost of shipping can add up very quickly. There are ways to get a better price and save money with an auto transport company. Here are six tips to get a reasonable price and save money. 1. Get...Read More...
Last Reply By Daniel Moyanda · First Unread Post
New to PH.com, but love it already. Broke my leg 2 months ago. Had surgery and have been recovering ever since. I was planning to get a CDL license before the accident happened. I am currently unemployed and I MUST start earning income somehow. I was thinking of getting a PT job until I can get the CDL, but my leg/foot/knee swell up when I stand on it too long. Yes, I can kind of stand on it for balance, but I do need to use one crutch. I do not qualify for disability. I am a senior lady...Read More...
Last Reply By irishnanny · First Unread Post

raises

irishnanny
hello everyone, was wondering, if any one else works for a school dirst.?? i have reached my level of raises .its now up to the board to give us raises, i work par time, i laugh, because McDonald help make 15.00 dollars and i don't .but i love my job, so i ask this great community on their thoughts thank you this is a great learning communityRead More...
Last Reply By irishnanny · First Unread Post

How much job hopping is too much?

Dear Penny
Happy Friday, Penny Hoarders! In the last year, it's become really popular to quit your job. We see headlines every day about the Great Resignation and worker shortages. But what I'm wondering about is how much job hopping is too much? Last month, I received a letter from a reader who was fed up with her husband's constant job hopping. https://www.thepennyhoarder.com/make-money/career/husbands-endless-job-hopping/ He switches jobs every six months to a year, and it sounds like he has a lot...Read More...
Last Reply By irishnanny · First Unread Post

Apple kills the iPod, but ‘yay’ for our wallets?

Forum: Make Money
Michael Archambault
It’s official; the iPod is dead. Apple has officially discontinued the last iPod in its lineup, the iPod touch, bringing it all to a close in 2022. We recently published an article on how much money some iPods are still selling for on eBay, so be sure to check in your drawers and your closets to see if you might have a few hundred dollars lying around (that’s always fun to find). On the flip side, I’d love to hear any stories anyone has about their iPod back in the day. It indeed was a...Read More...
Last Reply By KellyFromKeene · First Unread Post

Best discounts for seniors?

Forum: Save Money
Will S.
While sadly I'm a few years off from being able to score on any senior discounts, I thought I'd share this article from The Penny Hoarder that is stirring a bit of buzz on the internet: 75 of the Best Senior Discounts for Food, Entertainment, Travel and More . I had no idea you could receive discounts on groceries, airfare and even your cell phone bill. Looks like it can all add up to save some serious money, which of course is pretty sweet. Do you take advantage of any of these discounts?Read More...
Last Reply By Daniel Moyanda · First Unread Post

TransUnion shady practices

Forum: Credit
Amy_patt
So going through a divorce after a long abusive relationship. On top of that the a** maxed out all my credit cards, bought stuff in my name (like a truck) and gave it away, broke pricey items that had to be replaced, damaged the house etc... Slowly trying to recover, replace, rebuild and of course the credit cards are the worst! And of the credit bureaus TransUnion seems to be transitioning into a scam or mob like business. Holding us hostage and making us pay for their services even thought...Read More...
Last Reply By Will S. · First Unread Post

Boomer skills that are becoming obsolete

I saw this fun article on Moneywise. Interesting piece that Boomers will relate to and fun for non-Boomers 🙂. Mind you, I can relate to most except for changing your own oil. I was still driving a stick shift (that's what I learned to drive on, even though automatics were more popular) until 2006 when I got my Equinox. I had to drive my Trooper in for the salesman because he didn't know how to drive it. Enjoy. https://moneywise.com/life/entertainment/obsolete-boomer-skillsRead More...
Last Reply By sthom · First Unread Post

Hello Penny Hoarders

Sybil O
Let me introduce myself! My name is Sybil and I recently broke my hand. Typing is hard! I will be out of work for 8 weeks! There goes my vacation days!! I work in healthcare and so I've been masked up for two years night and day. Really! I wear a C-Pap mask to sleep at night and a N95 during the day! I'm single, 63, and trying to figure out this financial thing.Read More...
Last Reply By Moore Income · First Unread Post

Retirement 101 Q&A with Dear Penny – That's a Wrap!

Will S.
It was great seeing so many questions roll in for our Q&A last week. In all, 22 retirement-related questions were asked and answered by @Dear Penny herself. If you weren't able to submit a question, it's definitely worth browsing the Q&A forum – I bet you'll find some info that's relevant to your own retirement situation! View the entire Q&A forum here: https://community.thepennyhoar...anda-with-dear-penny We'll start planning our next community event here shortly. That said, if...Read More...

Benefits of freelancing to earn money

Forum: Save Money
Freelancing is a great way to make extra money during your downtime, and there are many platforms that allow you to advertise your services and find work. Some people choose to work from home, while others have their own offices or cubicle farms in a shared workspace. Freelancers can use their own time, skills, and creativity in order to earn decent money working on what they love with other people. There are many benefits of freelancing, including flexibility, job satisfaction, improved...Read More...
Last Reply By Maya Dutta · First Unread Post

Welcome?

Anne Smith
Hi everyone! My name is Anne Marie and I live in Auburn, WA currently. As beautiful as my state is, it's FAR too rainy and in the summer, everything catches fire, it seems like! I never know what to do about it, so I do nothing! I'm NOT a fan of the state, and would like to move BACK to Ohio, where I grew up (I'm from new jersey originally) in the greater Cincinnati area! The cost of living here in Washington state is TOO **** HIGH and prices of homes are just OUTRAGEOUS!! Maybe I watch too...Read More...
Last Reply By PiNaY · First Unread Post

Financial Illiteracy

Richard Martin
Financial Illiteracy is an epidemic problem in this country. We don't teach our children even the basic ways to manage money correctly even though money is the single source of living and being secure. I am a spiritual man that believes in God and His ability to provide, but we must understand that the resources we have must be managed with true thought and applied with basic understanding of living within our means, understanding compound interest, and saving for goals and emergency needs.Read More...
Last Reply By irishnanny · First Unread Post

Money Challenge: Get to Know Your Credit

Will S.
Welcome to The Penny Hoarder’s monthly Money Challenge, helping you find simple ways to improve your finances. This month, we’re taking a look at one of the most important elements of your financial health: your credit . In this challenge, you’ll obtain your credit reports, confirm they’re correct and find out your credit score. You’re also in luck, as the three major credit bureaus are offering free weekly credit reports through the end of December 2022 (normally, this is offered just once...Read More...
Last Reply By PiNaY · First Unread Post

Did you help your kids pay for college?

Dear Penny
If you're a parent, did you help your kids pay for college? Or if your kids aren't adults yet, do you plan to pay for their college? I'm curious because a month or so ago, I answered this letter from a woman whose husband plans to retire right smack in the middle of their daughter's college years. She's worried they won't be able to pay the expected family contribution as a result. https://www.thepennyhoarder.com/retirement/husband-retirement-daughter-college-plans/ I got a few letters from...Read More...
Last Reply By Will S. · First Unread Post
Finding ways to save money isn’t always intuitive, so I’m curious about everyone’s tips and tricks to save a bit of extra cash. Share your secrets to better financial health, and post a few tips and tricks that you’ve discovered that others may have not stumbled upon. I want to know how you’ve been making life just a bit easier. To start, I’ll say that one of my tips and tricks is to subscribe to GrubHub+ if you are someone who orders out a lot. You get free delivery and the cost is only...Read More...
Last Reply By SWP63 · First Unread Post

Car Loan (Impact on Credit Score)

Forum: Credit
Rick Campbell
I am considering purchasing a new or a newer car in the future, if they can ever get enough parts to build them and get some on a lot to actually drive. My question is this, those that have done this recently, how much did it impact your credit score and for how long? Did your score go down, if so how much and for how long to recover to your prior score? So if you have a 750 score, where did it go after and how long to return to the 750 or better? I am assuming it will drop. Thanks for your ...Read More...
Last Reply By Rick Campbell · First Unread Post

Community Update: April Is Financial Literacy Month

Will S.
No foolin’, April is Financial Literacy Month . While helping you get a better grasp on your personal finance journey is something The Penny Hoarder supports year-round with helpful articles on the website and lively discussions here in the Community, we’re bulking up our financial education efforts in April. To start, check out our recent Community money challenges, aimed to help you find simple ways to save money every month: Audit Your Automatic Bills and Subscriptions Reduce Your Cable...Read More...
Last Reply By sthom · First Unread Post

Inflation vs. S&P 500 Returns

Forum: Retirement
Setting a 14% expectation is harmful. The long term is closer to 11%. 2008 and Q4 2021 to present Q1 2022 is pretty dismal unless you are in this for the long run, i.e. 30-40 years. Yes, put your retirement savings into the S&P when you are young, but you might want to look at a more steady cash flow as you near retirement, i.e. REIT? Best is to plan in your 20s and 30s to not have to use your IRAs at all. For my wife and I our MRD goes directly into a regular brokerage account or to...Read More...
Last Reply By irishnanny · First Unread Post
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