What to do with my tax refund

Money Management
1

Hi everyone! I am shocked that I’m actually getting a return this year, just under $600.

My question to everyone is - what should I do with it? Pay off my approximate $200 credit card debt and invest/save the rest? Put the remaining amount into my Roth IRA?

For context, I have a pretty healthy emergency fund.

Thanks for the feedback!

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2

Pay off the credit card debt, first. Then contribute the rest to your ROTH IRA.

All of that pertaining that you are all caught up on other bills, along with plenty of food and personnel items on hand.

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3

Get rid of the credit card debt and invest the rest!

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4

First, pay off credit card debt, second, put remainder in ROTH. What do you mean by “large” contingency fund? The best investment advice I can give is stop overspending.

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5

pay off the credit card.

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