@dboothe Thanks! We both don't really care to much for "possessions" and so we try to be thoughtful about what we spend our money on when it comes to gifts. So many people just buy things because that is the typical gift to get that time of year and that is why holidays are so commercialized. But I believe that thinking outside the box a bit and doing something unique can be much more memorable!Read More...

Grandkids are such a gift!! Enjoy your time with her "Bubbie"!!Read More...

Mike @Michael Metzger Great advice! @Elice Max I agree, it should not be an impulse purchase but it sounds like you are putting some thought into it which is good. After a day or so, if you still can't get it off your mind then it might be worth it. We all work hard to keep our finances in check but we also have to realize that sometimes, it is moments like these that are the reason we work so hard on it in the first place. As far as not continuing to spend, it will take some self control,...Read More...

Elice- it's hard to say not knowing your situation a bit further. However, I can share how I tend to look at these situations. I first wait a day or two to make sure it's not an impulse purchase. Then I wonder how that particular expense will effect my financial situation. Will I have to pay interest on this expense? Will this prevent me from paying other bills or enjoying other activities that I do on a normal basis? Whats the over-reaching impact that this expense might create? And then I...Read More...

@MsKimberly That is great! It is always good when you can find a job to provide income to also help you to develop a skillset that can be used elsewhere! My wife works at a Montessori school because she loves teaching even though she doesn't have all the certifications to be the lead teacher there or elsewhere yet. But once she finishes her education, she will already have quite a bit of experience under her belt!Read More...

Tutoring---I need current experience in teaching. That is one of the reasons I took on a job at a daycare.Read More...

Sounds like a lot going on. As far as internet goes, if you go online to cordcutters.com or cord cutters news. You can find all kinds of info. They're on YouTube also. Good luck.Read More...

I will buy the generic brand of almost anything, mostly because I really don't have any preference for the most part. Even some over the counter medicine I will just get the generic brand. For example, I needed to purchase some Sudafed a while back and then I saw the generic brand which was quite a bit cheaper. On the box, it even said it was Sudafed and it worked just the same. The only thing I would say I am picky about is clothing, and specifically pants. But in this case, it is not so...Read More...

@sthom and @KellyFromKeene , I'm also an Aldi's fan! I recently moved and am so glad to have an Aldi's close to home. @Jobelle Collie -- I definitely agree with you about those one-ingredient staples like sugar, salt and pepper. I don't see the difference in using the name brand, so I pick the store brand to save money.Read More...

@MsKimberly I do get tips on a lot of deliveries but there are always some that don't tip me. Last I checke I got 2 more tips from those 5 so that would mean that 2 of them did not tip.Read More...

@sthom The description of this item goes as follows: " For plaster, drywall, wood. Sprays on like paint but dries like rubber! Prevents cracks from reappearing. " So in short, I think yes.Read More...

Instead of consolidating your debt, you might want to look into a debt relief program. I worked with Freedom Debt relief and paid off $35000 in credit card debt in 3 1/2 years.Read More...

@Bob Swift Here is the new topic I created from your reply on my post. If I understand correctly, you are looking for a basic understanding of what debt consolidation is and how it works?Read More...

Thank you, Kelly!Read More...

Congratulations @MsKimberly ! I hope it is a great move for you all the way around.Read More...

You have to weigh the odds of whether or not you think you're going to need more than $3500 worth of work on your car within the next 24k miles. A 2017 is almost new, I can't imagine too much going wrong with it if you keep up the maintenance. To me (and this is me), I would rather put $3500 in an account and keep it in case something does happen, if it doesn't then you still have $3500. However, one thing about me is that I've never spent more than $2k on a car, so if I had $3500, and...Read More...

Good morning! Glad to see you here. Good luck with that medical bill. I hope you have documentation that it was paid! It's always hard when dealing with a large organization.Read More...