Hello penny hoarders I’m trying to build my credit up and people telling me to get a credit card and make my payment on time but I never had a credit card before and my credit will not let me get one anyway could someone tell me another wayRead More...

Too bad I missed the early bird pricing on the event. Who knew you guys would be hosting an event on my birthday when I will be in the area as my wife and I finish up the driving part of our 50 State tour! I will be in Orlando which isn't too far of a drive from the event so I am going to try to see if I can make it work for sure. I don't drink but it will be great to meet some fellow Penny Hoarders and learn from some successful side hustlers!Read More...

I think you should focus on the credit card debt. Pay those down and get out of that costly debt first. Then you can focus on your score.Read More...

The best advice I could give that could potentially help is to get in contact directly with the companies you owe money to and see if there is any way to work something out that would make your payments more manageable and avoid getting reported for late payments to the credit bureaus. I believe communication is key and a lot of times these companies are willing to work with people because it is better for them to get their money over a longer period of time than to not get their money at...Read More...