Hello. I’m looking to significantly increase my credit score however I no longer wish to pay a company to do what I believe I can do on my own. Question is, how do I actually Repair my credit on my own? How long will it take me to repair my own credit score?
The Penny Hoarder has written quite a few helpful articles on this topic which I will link to. Hopefully these can help you get started in the right direction!
I Used These Tricks to Repair My Credit After Destroying My FICO score
Here’s How 5 People Added up to 284 Points to Their Poor Credit Scores
She Ditched Her Debt Collectors — and Raised Her Credit Score Nearly 200 Points
I think you are right in thinking you can do a lot of what a credit repair company would do on your own.
The Penny Hoarder mentions some things you can do instead of hiring a credit repair agency in this article.