Hello. I’m looking to significantly increase my credit score however I no longer wish to pay a company to do what I believe I can do on my own. Question is, how do I actually Repair my credit on my own? How long will it take me to repair my own credit score?
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The Penny Hoarder has written quite a few helpful articles on this topic which I will link to. Hopefully these can help you get started in the right direction!
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I Used These Tricks to Repair My Credit After Destroying My FICO score
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Here’s How 5 People Added up to 284 Points to Their Poor Credit Scores
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She Ditched Her Debt Collectors — and Raised Her Credit Score Nearly 200 Points
I think you are right in thinking you can do a lot of what a credit repair company would do on your own.
The Penny Hoarder mentions some things you can do instead of hiring a credit repair agency in this article.