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This week’s Community Announcement 11.20.20

Maryann
Hi everyone, Happy Friday! I wanted to ask: what are everyone’s Thanksgiving plans this year? I’ve heard all kinds of things from small gatherings with immediate family only to people forgoing the holiday altogether. I’d be curious to know what our community members have decided on. In case you missed it, last week I shared that we launched a new newsletter. It’s called Smart Money Moves. It’s a monthly newsletter devoted to all things planning for the future: investing, retirement and so...Read More...
Spent Thanksgiving with my husband, quietly. It was very nice. We usually don't do a really big thing. We don't have any family closeby. I'm hoping that our kids come for Christmas but it is up in the air because of the pandemic. Hope everyone else had a nice day.Read More...
spent Thanksgiving with one sister one neighbor and that was it, quite but niceRead More...
Last Reply By Savingsmama · First Unread Post

What we're talking about...

Collections

Forum: Debt
Please give me advice on how I should best move forward. I honestly thought I paid off a loan froma store 3 years ago. I wa very shocked to see a collections service on my Equifax. The original amont was around 400. Now with interst, it is close to 700. I cannot pay this. I am laid off. If I make a deal with them to pay some if it to close the debt, I think that will show on my equifax for 6 years from the date of the deal arrangement. I think if I just wait 4 more years, it is cleared from...Read More...

Finding a realtor who works with Section 8

DLT
Hi, I know that it's possible to use a Sect. 8 voucher for helping to purchase a home. I would like to get tips or information as to finding an agent who's qualified to help me. Any additional insights would be so appreciated. I would be a first time buyer. Thank you. DLTRead More...

Exausted

Forum: Make Money
Anna Williams
Ive been glued to my phone doing online surveys and loans everyone says accept ur payment but it just leads to more surveys and still i got no funds i need money quickRead More...

Ways to clear off my credit card debt?

Forum: Debt
Michelle Cortez
Hi my name is Michelle and I am seeking help on how to clear off my credit card debt? Since the pandemic started I have lost my job, been on unemployment and struggling to clear off my credit card debt. It is not a lot but it is hurting my credit score and report right now. My debt is around $300- $400. Not to mention, now with the holidays and having to buy gifts for my children, it has almost become impossible to pay off. My debt is with Credit One and if I don’t pay it off, it will keep...Read More...

Is this savings account legit?

Forum: Save Money
lcorbitt
Anyone used Yotta Savings before? Saw them on a Youtube video and opened an account, but didn't feel comfortable enough to put in more than $500. Anyone know if they're legit? It's like playing the lottery in that you get a weekly ticket for every $25 deposited and the top prize if $10 million. It just feels like the prizes must come from existing deposits, though they say they're FDIC insured.Read More...

Budget Saving Information

tlynne
Hi. I am looking for information on how to create a budget to save money.Read More...
I use Mint. I get tempted by YNAB and attend some of their learning sessions, but just can't seem to wrap my head around it. I understand the concept of zero-based budgeting, but all the pushout categories with YNAB leaves me confused so I've just stuck with Mint since 2014.Read More...
You need to find the right tool for you. I was horrible at budgeting and controlling spending until I began using YouNeedABudget.com. With its tutorial videos and budgeting help videos it is an invaluable resource. There are many great budgeting tools out there so just try them until you find the one that works for you.Read More...
Last Reply By sthom · First Unread Post

Hello

Joshua Seavey
Hey everyone. Just thought I’d introduce myself and make myself known on here. Nice to meet you all. I’m using penny hoarder to find ways to earn money from home. So far everything I’ve looked at on this site requires experience. I’ll keep looking everyday but if anybody knows of anything that I can do that doesn’t require any specific skills or experience please let me know. I’m also looking for ways to get training in online and computer skills but am looking for entry level work or just...Read More...
You might want to check your local online Library,alot of them offer free classes , like computer, also go to clarkhoward.com, he gives free advice.Read More...
Hello I’m as well new and I would be glad if somebody help us to get more information about how to make money as well . I signed this website looking to get extra income I’m a mother and I have two kids so if somebody can help us navigate.. thank uRead More...
Last Reply By Sondra Carter · First Unread Post

This week’s Community Announcement 11.20.20

Maryann
Hi everyone, Happy Friday! I wanted to ask: what are everyone’s Thanksgiving plans this year? I’ve heard all kinds of things from small gatherings with immediate family only to people forgoing the holiday altogether. I’d be curious to know what our community members have decided on. In case you missed it, last week I shared that we launched a new newsletter. It’s called Smart Money Moves. It’s a monthly newsletter devoted to all things planning for the future: investing, retirement and so...Read More...
Spent Thanksgiving with my husband, quietly. It was very nice. We usually don't do a really big thing. We don't have any family closeby. I'm hoping that our kids come for Christmas but it is up in the air because of the pandemic. Hope everyone else had a nice day.Read More...
spent Thanksgiving with one sister one neighbor and that was it, quite but niceRead More...
Last Reply By Savingsmama · First Unread Post

NASA bed rest study

Forum: Make Money
Anga
Hi Penny Hoarders, I read about a NASA bed rest study in the "50 Ways to Make Extra Money This Month" report by the Penny Hoarders Staff and updated November 9, 2020. It is number 31. But it's just a description- no links or information about how you would go about getting in on this opportunity. The pay sounded good- $19,000 for 60 days! Does anyone know about this?Read More...

Hello.

Joshua Seavey
To whom it may concern. I think I’m on penny hoarders email list but I’m not sure. I didn’t receive any emails about possible ways to make money online today. I know I have a profile on here but I need to know how to receive emails everyday. If anyone can help me with this I would appreciate it. Thank you.Read More...
I am guessing it happened on accident when I hit delete from my cellphone. Screens jiggle and spam instead of delete occurred. Please reinstate, thank youRead More...
@Jeff . Hey Jeff - we sent you our new special edition newsletter, Debit and Credits, which you marked as spam. Not sure if that was intentional -- but it caused your subscription to be terminated. Let us know if you want us to reinstate it for you. Thanks for reaching out.Read More...
Last Reply By Jeff · First Unread Post

JUST FOR YOU

Collections

Forum: Debt
Please give me advice on how I should best move forward. I honestly thought I paid off a loan froma store 3 years ago. I wa very shocked to see a collections service on my Equifax. The original amont was around 400. Now with interst, it is close to 700. I cannot pay this. I am laid off. If I make a deal with them to pay some if it to close the debt, I think that will show on my equifax for 6 years from the date of the deal arrangement. I think if I just wait 4 more years, it is cleared from...Read More...

Finding a realtor who works with Section 8

DLT
Hi, I know that it's possible to use a Sect. 8 voucher for helping to purchase a home. I would like to get tips or information as to finding an agent who's qualified to help me. Any additional insights would be so appreciated. I would be a first time buyer. Thank you. DLTRead More...

Exausted

Forum: Make Money
Anna Williams
Ive been glued to my phone doing online surveys and loans everyone says accept ur payment but it just leads to more surveys and still i got no funds i need money quickRead More...

Ways to clear off my credit card debt?

Forum: Debt
Michelle Cortez
Hi my name is Michelle and I am seeking help on how to clear off my credit card debt? Since the pandemic started I have lost my job, been on unemployment and struggling to clear off my credit card debt. It is not a lot but it is hurting my credit score and report right now. My debt is around $300- $400. Not to mention, now with the holidays and having to buy gifts for my children, it has almost become impossible to pay off. My debt is with Credit One and if I don’t pay it off, it will keep...Read More...

Is this savings account legit?

Forum: Save Money
lcorbitt
Anyone used Yotta Savings before? Saw them on a Youtube video and opened an account, but didn't feel comfortable enough to put in more than $500. Anyone know if they're legit? It's like playing the lottery in that you get a weekly ticket for every $25 deposited and the top prize if $10 million. It just feels like the prizes must come from existing deposits, though they say they're FDIC insured.Read More...

Budget Saving Information

tlynne
Hi. I am looking for information on how to create a budget to save money.Read More...
I use Mint. I get tempted by YNAB and attend some of their learning sessions, but just can't seem to wrap my head around it. I understand the concept of zero-based budgeting, but all the pushout categories with YNAB leaves me confused so I've just stuck with Mint since 2014.Read More...
You need to find the right tool for you. I was horrible at budgeting and controlling spending until I began using YouNeedABudget.com. With its tutorial videos and budgeting help videos it is an invaluable resource. There are many great budgeting tools out there so just try them until you find the one that works for you.Read More...
Last Reply By sthom · First Unread Post

Hello

Joshua Seavey
Hey everyone. Just thought I’d introduce myself and make myself known on here. Nice to meet you all. I’m using penny hoarder to find ways to earn money from home. So far everything I’ve looked at on this site requires experience. I’ll keep looking everyday but if anybody knows of anything that I can do that doesn’t require any specific skills or experience please let me know. I’m also looking for ways to get training in online and computer skills but am looking for entry level work or just...Read More...
You might want to check your local online Library,alot of them offer free classes , like computer, also go to clarkhoward.com, he gives free advice.Read More...
Hello I’m as well new and I would be glad if somebody help us to get more information about how to make money as well . I signed this website looking to get extra income I’m a mother and I have two kids so if somebody can help us navigate.. thank uRead More...
Last Reply By Sondra Carter · First Unread Post

Community Buzz

Hello

Joshua Seavey
Hey everyone. Just thought I’d introduce myself and make myself known on here. Nice to meet you all. I’m using penny hoarder to find ways to earn money from home. So far everything I’ve looked at on this site requires experience. I’ll keep looking everyday but if anybody knows of anything that I can do that doesn’t require any specific skills or experience please let me know. I’m also looking for ways to get training in online and computer skills but am looking for entry level work or just...Read More...
You might want to check your local online Library,alot of them offer free classes , like computer, also go to clarkhoward.com, he gives free advice.Read More...
Hello I’m as well new and I would be glad if somebody help us to get more information about how to make money as well . I signed this website looking to get extra income I’m a mother and I have two kids so if somebody can help us navigate.. thank uRead More...
Last Reply By Sondra Carter · First Unread Post

Finding a realtor who works with Section 8

DLT
Hi, I know that it's possible to use a Sect. 8 voucher for helping to purchase a home. I would like to get tips or information as to finding an agent who's qualified to help me. Any additional insights would be so appreciated. I would be a first time buyer. Thank you. DLTRead More...

This week’s Community Announcement 11.20.20

Maryann
Hi everyone, Happy Friday! I wanted to ask: what are everyone’s Thanksgiving plans this year? I’ve heard all kinds of things from small gatherings with immediate family only to people forgoing the holiday altogether. I’d be curious to know what our community members have decided on. In case you missed it, last week I shared that we launched a new newsletter. It’s called Smart Money Moves. It’s a monthly newsletter devoted to all things planning for the future: investing, retirement and so...Read More...
Spent Thanksgiving with my husband, quietly. It was very nice. We usually don't do a really big thing. We don't have any family closeby. I'm hoping that our kids come for Christmas but it is up in the air because of the pandemic. Hope everyone else had a nice day.Read More...
spent Thanksgiving with one sister one neighbor and that was it, quite but niceRead More...
Last Reply By Savingsmama · First Unread Post

Possible Divorce

Misty
It may come to pass that my husband and I divorce. I'm an unemployed mother (I retired from my job as process server to have my child and won't go back to it as I feel it's too dangerous). I know I NEED a job ASAP but I'm struggling on what to do next. I've been a process server for 10 years and don't want to go back into it. Should I just start looking for customer service jobs? Write out a list as to what I'm good at (skills, etc)? Go with a seasonal job? Any tips?Read More...
On Penny Hoarder website, I learned of several work-from-home opportunities. If you want to take some training for something new, there is Bookkeeper Launch for bookkeeping, or a different company offers training in transcribing. if you just want to apply for a job to work from home, you can try LionBridge, they are always hiring, but their test was difficult for me. I failed it. But, they have sent me emails offering other job opportunites to test for. Lots of very helpful information on...Read More...
When I went through my divorce and had to change jobs, I went with a temp agency. My first temp job was perfect, and led me to another which was a permanent position. Temp agencies often know what's coming open and have a variety of positions.Read More...
Last Reply By Lori P · First Unread Post
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