Does anyone have good input on regarding on line savings/money market accounts? Love to here your feedback. Thank you!
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I am working on it. Can share information
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Hi, I just did some research for a friend who has a kid and was looking at some options.
This one is interesting, there is a waiting list. but its the biggest APY ive seen yet. IntrX app - 2.91% APY
2.40% APY
$1 minimum
Online and Mobile banking
2.20 APY
No minimum
Online and Mobile banking
2.40% APY
No minimum
Online and Mobile banking
Restrictions on how deposits are made
2.20 APY
No minimum
Online and Mobile banking
2.39 APY
No minimum
Online and Mobile banking
2.25 APY
$1 minimum
Online and Mobile banking
2.10% APY
$1 minimum
Online and Mobile banking
2.45% APY
$100 minimum
$100/Month deposit
Online and Mobile banking
6.17% APY
Only on the first $1000
No minimum
Hope this helps
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Thanks for the great info! These on line banks definitely beat traditional store front banks as far as interest. Appreciate the feedback!
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6.17% APY
Only on the first $1000
No minimum
Thanks for sharing such a comprehensive list! I did check on the DCU website and it does actually say there is a $5 minimum. Not that it makes a huge difference but just sharing what I saw.
I have also used Aspiration which pays a 1% APY with no minimum or fees.
I am also trying out the Haven Money savings account which pays 2% APY and up to 4% if you refer enough people.
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OMG I JUST FOUND THIS!!
https://www.t-mobilemoney.com/en/home.html
4.00% APY under $3000 and the following requirments
- Have tmobile wireless account
- deposit $200/month
- sign up for tmobile perks
Now with these stipulations you can max. your money. See the secenarios below.
T-Mobile Money states you will make 4.00 APY if you have the fall in line within the 3 listing eligibities above. If you go over the $3,000. this means that the $3,000 will make anywhere between 2.79-4% APY and anything after the $3,000 will only make 1% APY.
So you put $2700 in the account, set up $200 deposits per month (which will bring it up to $2900, for the 4% APY). then you can set up a $200 withdrawal every month. this will keep it under the $3,000 threshold guanretee you the 4%.
