I am 64yo, and receive 3 monthly checks.
SSDI, VA Disability, and a tiny pension from my job.
I will be eligible for Medicare on April 1, 2019.
Social Security just sent me a letter stating they will be withholding
$135.50 from each SSDI check.
This is NOT supplemental insurance,
like Part B or Part D or whatever it is …
$135.50 is just the basic premium.
I don’t need Medicare …
I have all the health care I need for free from the Veteran’s Administration,
and all I have to provide is about $30/mo. co-pay for prescriptions,
and I will STILL have to pay that, even with Medicare.
Is there any way to opt-out of Medicare, or at least get a lower premium?
I opted out of all, but Part A, which is provided at no charge to me. I receive Social Security and a pension, and pay for health care benefits through my previous employer. Not sure if the rules are different for SSDI.
Medicare Part A is free. The withholding you are referring to must be Medicare Part B which I believe you can elect to obtain or reject. Part D would be for medications. You can get more information at medicare.gov. Read below which was copied from the medicare website. Good luck.
What if I don’t want Part B?
Make sure you review the situation above that applies to you so that you understand how dropping Part B would affect you. If you want to drop Part B, here’s how to do it:
Your Medicare hasn’t started yet
If your Medicare hasn’t started yet, there are 2 ways to drop Part B:
If you were automatically enrolled in both Part A and Part B and sent a Medicare card [JPG], follow the instructions that come with the card, and send the card back. If you keep the card, you keep Part B and will pay Part B premiums.
If your Medicare has started and you want to drop Part B, contact Social Security for instructions on how to submit a signed request. Your coverage will end the first day of the month after Social Security gets your request.