Paying off credit card debt and medical bills

I have many chronic illnesses and the medical bills are piling up. I pay them when I can but the unpaid ones are on my credit report.

Start with the hospital or clinic and ask about their financial aid. Complete the application and turn it in, even if you are not sure you qualify. Get on a payment plan- even if it is just $10 a month or so. Pay it on time and consistently.

Are you eligible for Medicaid or Medicare? Look into that and sign up if you can. This will reduce the bills going forward.