Paying off credit card debt

Hi everyone! I am struggling with my credit card debt. I was working full time but now I am on permanent disability with a reduced income. I want to pay off my credit cards but the late fees and my inability to pay the minimum amount are destroying my credit rating. Any suggestions?

I always suggest a Non-profit agency for debt management, financial counseling, and financial well being. I used Greenpath and found them to be VERY helpful.

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Thank you so much! I will look into them.

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