Student loans/debt consolidation

I have parent plus loans that I have exhausted deferment and can not afford to pay. How can I get payment lowered. Also, has anyone been able to get a debt consolidation loan with hard inquiries with a 715 credit score

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Is this a federal loan?

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Sallie Mae Parent Plus Loan

Possibly see if they will allow you to qualify for an income based repayment plan.

Had to go through Federal website and no, they will not let me do income based

I own like 50,000 in student loan and I can’t afford to pay this off or can I afford the payments