what are the benefits of using a credit card
Building credit (which helps determine your credit score) and getting points/rewards for using it, which works out best if you pay it off every month.
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The main reason most people get credit cards is the ability to make a larger purchase and make payments on it. Which, of course, builds your credit, which helps when you want to finance a car or home. As mentioned too, most have perks, such as airline miles, cashback rewards and other stuff.
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