What's the most important thing to look for in a checking account?

What’s the #1 feature that’s important to you to have when selecting a checking account? Whether it’s attentive customer service reps, fee-free accounts or high interest, I’d love to hear what you value in a checking account.

Bonus points if you can share some checking account recs with the community. ?

For me, no fees and being able to reach a customer rep is huge. There’s nothing more frustrating to me than waiting on the line for hours for a rep to take my call.

2 Likes

No fees, I do all of my banking online. At my local bank, I dealt with either a rep or the manager of the bank whom I’d known for over 20 years. I walked into the bank about 3 months ago, only to find out my rep moved away to another bank and the manager had retired, so I don’t concern myself with the human contact anymore.

1 Like

NO fees, and the ability to talk with someone in person if needed. Also, a robust online banking/bill pay system. I went with a small local bank and I love them- not a single complaint. They opened a branch in the parking lot of where I work (!) so I make sure to do my banking in person there so they know me, and the small branch will remain open. I encourage all of my clients to utilize this bank, since so many banks have ridiculous fees and this one has none. When you are on a fixed, low income, paying 10$ or more a month for a checking account is crazy.

1 Like

no fees, and the costumer service,i had my bank for ten years, and i am always inside to talk to the tellers and staff, so i feel good about being where i am

2 Likes

No fees and flexibility with large withdrawal limits.

1 Like

Having any kind of fee is a deal breaker, but since I already have 2 checking accounts, the only thing that can prompt me to get another is a nice sign on bonus.